Shoxruxbek Toxirjon-o‘g‘li Sultonboyev. 2026. “Tijorat Banklarida Mikroqarzlash Tizimining Mikrobiznes Rivojiga ta’siri (Sanoat Qurilish Banki Andijon Filiali Misolida)”. Science and Education 7 (5):720-25. https://www.openscience.uz/index.php/sciedu/article/view/8943.